The Private Family Vault

KUTUMBIX

เค•เฅเคŸเฅเคฎเฅเคฌ ยท Family ยท Legacy ยท Continuity

Your entire family's financial legacy โ€” investments, insurance, property, documents, nominees โ€” encrypted and preserved in a single secure app. Forever private. Forever yours.

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The Reality

When it matters most,
families are left searching.

The average Indian family holds assets across 12+ institutions. When the head of family is unavailable, nominees are lost โ€” scrambling for policy numbers, FD details, locker keys, and passwords that were never written down.

๐Ÿ“‚
Documents Scattered
Aadhaar in a drawer, PAN in an email, passport somewhere in the wardrobe. No single source of truth.
๐Ÿฆ
Bank Details Hidden
How many accounts? Which bank? What's the IFSC? Nominees discover FDs months later โ€” or never.
๐Ÿ›ก๏ธ
Insurance Lapsed
Policies with no renewals tracked, agents no longer contactable. Claims missed. Crores lost.
๐Ÿ”‘
Passwords Lost Forever
Demat accounts, MF portals, netbanking โ€” all locked without the passwords only one person knew.
What KUTUMBIX Does

Everything your family
needs to know.

Seven categories. Every record. One encrypted vault. Accessible from any device.

01
๐Ÿ“ˆ
Investments
Mutual funds, FDs, PPF, NPS, stocks, gold, crypto, PMS, ULIPs โ€” all in one place with folio numbers, AMC details, and nominee information.
Net Worth Tracked
02
๐Ÿฆ
Banking
Every savings account, FD, locker, credit card, and loan. IFSC codes, branch details, netbanking URLs โ€” everything your nominee needs.
IFSC & Branch
03
๐Ÿ›ก๏ธ
Insurance
Term life, health, vehicle, property โ€” with policy numbers, sum assured, renewal dates, and agent contacts. Never miss a renewal again.
โฐ Expiry Alerts
04
๐Ÿ 
Property
Flats, land, vehicles โ€” with registration numbers, purchase dates, loan bank details, and current valuations for accurate net worth.
Current Valuation
05
๐Ÿ“‹
Govt Documents
PAN, Aadhaar, Passport, Voter ID, Will, Power of Attorney โ€” with expiry tracking so your passport never lapses at the airport.
Passport Expiry
06
๐Ÿ”‘
Passwords Vault
Netbanking, Zerodha, CAMS, government portals โ€” securely stored with AES-256 encryption. Show/hide toggle. Copy in one tap.
AES-256 Encrypted
07
๐Ÿ‘ฅ
Nominees & Instructions
Full nominee profiles with Aadhaar, PAN, contact details. Write step-by-step instructions so your family knows exactly what to do.
Emergency Ready
08
๐Ÿ“Š
Excel Import
Already have records in a spreadsheet? Import directly from .xlsx or .csv with intelligent column mapping. Works with Zerodha, CAMS exports.
XLSX ยท CSV
09
๐Ÿ’ฐ
Net Worth Calculator
Automatically totals all your asset values. See your complete net worth in Crores, Lakhs, or plain rupees โ€” broken down by category.
Live Calculation
Military-Grade Security

Your secrets
stay secret.

KUTUMBIX uses the same encryption standard as your bank. All data is encrypted on your device before it's stored anywhere โ€” there is no server, no cloud, no company that can access your records.

โœ“ Works 100% offline โ€” no internet connection ever needed
โœ“ PIN protection with 5-attempt lockout
โœ“ Auto-lock after configurable inactivity period
โœ“ 24-word emergency recovery key
โœ“ Face ID / Touch ID via iOS AutoFill
AES-256
Encryption Standard
Same as banking systems
100K
PBKDF2 Iterations
OWASP 2025 compliant
0
Servers contacted
Zero network calls ever
file://
Works on iPhone
No HTTPS required
Simple Setup

Up in 3 minutes.
Protected for a lifetime.

1
Download
Save the single HTML file to your iPhone via iCloud Files or AirDrop. No app store needed.
2
Set Password
Create a strong master password. KUTUMBIX encrypts your vault instantly โ€” on your device only.
3
Add Records
Type them in manually or import from Excel. Add nominees, write instructions, set up PIN.
4
Share & Preserve
Save the encrypted file to iCloud. Share with your spouse. Your family is now protected.
"The greatest gift you can leave your family is not money โ€” it is knowing where the money is."
โ€” The purpose behind KUTUMBIX
Built For

Every Indian family
that takes legacy seriously.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ
Joint Families
Shared across generations โ€” every member can access with the master password
๐ŸŒ
NRIs
Indian assets managed from abroad โ€” always accessible, never on a server
๐Ÿ’ผ
Business Owners
Company records, partnerships, loans, and properties โ€” all in one encrypted vault
โš•๏ธ
Doctors & Lawyers
High-value professionals with complex asset portfolios requiring maximum privacy
๐Ÿ›๏ธ
Govt Officers
Sensitive records with strict privacy requirements โ€” zero cloud, zero exposure
๐Ÿ‘ด
Senior Citizens
Large FD portfolios, multiple pensions, property holdings โ€” organized for nominees

KUTUMBIX

Free. Private. Forever.

๐Ÿ“– User Manual

100% Free ยท No subscription ยท No account ยท No ads ยท No tracking

๐Ÿ“‹ SETUP GUIDE
iPhone / iPad: Download โ†’ open Files app โ†’ tap KUTUMBIX.html โ†’ opens in Safari โœ“
Add to Home Screen: Safari Share button โ†’ Add to Home Screen โ†’ works like an app โœ“
Mac / Windows: Download โ†’ double-click โ†’ opens in any browser โœ“
First launch: Create a strong master password โ†’ your vault is ready in 10 seconds โœ“
โš ๏ธ Works offline ยท No internet needed ยท Data stays on your device only